ILUSTRASI. Bank Indonesia's logo is seen at Bank Indonesia headquarters in Jakarta, Indonesia, January 17, 2019. REUTERS/Willy Kurniawan
Reporter: Nurtiandriyani Simamora | Editor: Hasbi Maulana | Translator: Tiyas Widya Septiana
KONTAN.CO.ID - JAKARTA. From the corporate point of view, the prestige of bank loan this year is far behind compared to the capital market. Just look at it, when the rate of growth of bank loan is getting slower, fund raising in the capital market is actually growing.
This condition should provide momentum for banks to make efforts to attract debtors to add loans, one of which is by lowering interest rates. Moreover, banking liquidity is very loose. Plus, Bank Indonesia (BI) has also increased macroprudential liquidity incentives for banks.
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